l{"id":1338658,"date":"2024-08-10T14:00:00","date_gmt":"2024-08-10T13:00:00","guid":{"rendered":"https:\/\/www.businesstelegraph.co.uk\/tim-walz-vs-jd-vance-what-the-2024-presidential-running-mates-could-mean-for-your-wallet\/"},"modified":"2024-08-10T14:00:00","modified_gmt":"2024-08-10T13:00:00","slug":"tim-walz-vs-jd-vance-what-the-2024-presidential-running-mates-could-mean-for-your-wallet","status":"publish","type":"post","link":"https:\/\/www.businesstelegraph.co.uk\/tim-walz-vs-jd-vance-what-the-2024-presidential-running-mates-could-mean-for-your-wallet\/","title":{"rendered":"Tim Walz vs. JD Vance: What the 2024 presidential running mates could mean for your wallet"},"content":{"rendered":"<p> <script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<!-- newscabal uk text -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:inline-block;width:728px;height:90px\"\r\n     data-ad-client=\"ca-pub-8162386273903324\"\r\n     data-ad-slot=\"3688094655\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><br \/>\n<\/p>\n<div id=\"RegularArticle-ArticleBody-5\" data-module=\"ArticleBody\" data-test=\"articleBody-2\" data-analytics=\"RegularArticle-articleBody-5-2\"><span class=\"HighlightShare-hidden\" style=\"top:0;left:0\"\/><\/p>\n<div class=\"InlineImage-imageEmbed\" id=\"ArticleBody-InlineImage-108018001\" data-test=\"InlineImage\">\n<div class=\"InlineImage-wrapper\">\n<div>\n<p>Democratic vice presidential candidate and Minnesota Governor Tim Walz (L), and Republican Vice Presidential candidate Sen. JD Vance (R-OH).<\/p>\n<p>Getty Images<\/p>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"ArticleBody-subtitle\"><a id=\"headline0\"\/>Housing<\/h2>\n<div class=\"group\">\n<p><a href=\"https:\/\/www.cnbc.com\/2024\/07\/30\/here-are-the-signs-of-an-improving-housing-market.html\">Affordable housing<\/a> is an important topic for many Americans and both Walz and Vance have addressed the issue.<\/p>\n<p>In May 2023, Walz <a href=\"https:\/\/mn.gov\/governor\/newsroom\/press-releases\/?id=1055-577783\" target=\"_blank\" rel=\"noopener\">signed housing legislation<\/a> that included $200 million in down payment assistance. The bill also had $200 million for housing infrastructure and $40 million for workforce housing.<\/p>\n<p>&#8220;We expect Walz to be an advocate for demand-side approaches to housing,&#8221; Jaret Seiberg, analyst at TD Cowen wrote in a July statement. &#8220;These are the type of housing ideas we would expect in a Harris administration,&#8221; she wrote.<\/p>\n<p>Demand-side approaches to housing\u00a0aim to help individual households by improving housing quality or reducing monthly housing costs.<\/p>\n<\/div>\n<div class=\"group\">\n<p>Meanwhile, Vance, who is also a proponent of affordable housing, highlighted the issue in his Republican National Convention acceptance speech and along the campaign trail.<\/p>\n<p>&#8220;Prior to running for Senate, Vance argued that one key to tackling poverty is to address affordable housing,&#8221; and he has opposed institutional ownership of rental homes and Chinese buyers for U.S. real estate, Seiberg wrote.<\/p>\n<\/div>\n<h2 class=\"ArticleBody-subtitle\"><a id=\"headline1\"\/>Child tax credit<\/h2>\n<div class=\"group\">\n<p>Without action from Congress, <a href=\"https:\/\/www.cnbc.com\/2024\/05\/18\/trump-tcja-tax-cuts-are-slated-to-expire-after-next-year.html\">trillions of tax breaks<\/a> enacted by Trump are scheduled to expire after 2025, including the child tax credit, which will drop from $2,000 to $1,000 per child.\u00a0<\/p>\n<p>Congress in 2021 approved a temporary expansion of the <a href=\"https:\/\/www.cnbc.com\/2021\/08\/19\/one-child-tax-credit-payment-cut-financial-anxiety-for-56-percent-of-families.html\">child tax credit<\/a>, including upfront <a href=\"https:\/\/www.cnbc.com\/2021\/07\/25\/parents-cheer-the-first-of-six-advance-child-tax-credit-payments.html\">monthly payments<\/a>, which <a href=\"https:\/\/www.povertycenter.columbia.edu\/publication\/2023\/children-left-behind-by-the-child-tax-credit-in-2022\" target=\"_blank\" rel=\"noopener\">reduced the child poverty rate<\/a> to a historic low of 5.2% for 2021, according to a Columbia University analysis.<\/p>\n<p>Following the federal policy, Minnesota enacted a refundable<a href=\"https:\/\/www.cnbc.com\/2024\/08\/06\/harris-running-mate-tim-walz-could-shape-the-child-tax-credit.html\"> state-level child tax credit<\/a> in 2023, which Walz described as &#8220;<a href=\"https:\/\/mn.gov\/governor\/accomplishments\/accomplishments.jsp\" target=\"_blank\" rel=\"noopener\">signature accomplishment<\/a>.&#8221;\u00a0\u00a0\u00a0\u00a0<\/p>\n<\/div>\n<blockquote data-test=\"Pullquote\">\n<div class=\"Pullquote-pullquote\" style=\"border-top-color:#002f6c\">\n<div>\n<p>Minnesota&#8217;s new child tax credit is unusual in its narrowness, but it is the most generous in the nation for low-income households.<\/p>\n<div class=\"Pullquote-sourceWrapper\">\n<p>Jared Walczak<\/p>\n<p>Vice president of state projects at the Tax Foundation<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/blockquote>\n<div class=\"group\">\n<p>&#8220;Minnesota&#8217;s new child tax credit is unusual in its narrowness,&#8221; said Jared Walczak, vice president of state projects at the Tax Foundation. &#8220;But it is the most generous in the nation for low-income households.&#8221;\u00a0<\/p>\n<p>However, a permanent federal child tax credit expansion could be difficult, particularly amid a divided Congress and increasing concerns over the <a href=\"https:\/\/www.cnbc.com\/2024\/05\/19\/soaring-debt-and-deficits-causing-worry-about-threats-to-the-economy-and-markets.html\">federal budget deficit<\/a>.<\/p>\n<p>Walz&#8217;s campaign did not respond to CNBC&#8217;s request for comment.<\/p>\n<p>Senate Republicans <a href=\"https:\/\/www.cnbc.com\/2024\/08\/01\/expanded-child-tax-credit-senate.html\">blocked a federal child tax credit<\/a> expansion last week, and Sen. Mike Crapo, R-Idaho, the ranking member of the Senate Finance Committee, described the vote as a &#8220;blatant attempt to score political points.&#8221;<\/p>\n<p>Despite the failed procedural vote, Crapo voiced openness to negotiating a &#8220;child tax credit solution that a majority of Republicans can support.&#8221;<\/p>\n<p>Democrats scheduled the vote partially in <a href=\"https:\/\/www.nbcnews.com\/politics\/congress\/senate-democrats-will-force-vote-expand-child-tax-credit-gop-oppositio-rcna164499\" target=\"_blank\" rel=\"noopener\">response to Vance<\/a>, who has positioned himself as a pro-family candidate. Vance was not present for the Senate vote, but has expressed support for the child tax credit.<\/p>\n<p>Vance&#8217;s campaign did not respond to CNBC&#8217;s request for comment.\u00a0<\/p>\n<\/div>\n<h2 class=\"ArticleBody-subtitle\"><a id=\"headline2\"\/>Student loans<\/h2>\n<div class=\"group\">\n<p>Vance has spoken out against student loan forgiveness policies.<\/p>\n<p>&#8220;Forgiving student debt is a massive windfall to the rich, to the college educated, and most of all to the corrupt university administrators of America,&#8221; Vance, a Yale Law School graduate <a href=\"https:\/\/twitter.com\/JDVance1\/status\/1519292884314431490\" target=\"_blank\" rel=\"noopener\">wrote<\/a>\u00a0on X in April 2022. &#8220;Republicans must fight this with every ounce of our energy and power.&#8221;<\/p>\n<p>Outstanding\u00a0<a href=\"https:\/\/www.newyorkfed.org\/microeconomics\/hhdc\" target=\"_blank\" rel=\"noopener\">education debt<\/a>\u00a0in the U.S. stands at around $1.6 trillion. Nearly 43 million people \u2014 or 1 in 6 adult Americans \u2014 carry student loans.\u00a0<a href=\"https:\/\/www.cnbc.com\/2024\/03\/21\/repayment-tips-for-women-struggling-with-student-loan-debt.html\">Women<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.cnbc.com\/2023\/02\/10\/bidens-student-loan-forgiveness-most-needed-by-black-americans.html\">people of color<\/a>\u00a0are most burdened by the debt.<\/p>\n<\/div>\n<div role=\"region\" aria-labelledby=\"Placeholder-ArticleBody-Video-108016770\">\n<div role=\"button\" tabindex=\"0\" id=\"Placeholder-ArticleBody-Video-108016770\" class=\"PlaceHolder-wrapper\" data-vilynx-id=\"7000347856\" data-test=\"VideoPlaceHolder\">\n<div class=\"InlineVideo-videoEmbed\" id=\"InlineVideo-0\" data-test=\"InlineVideo\">\n<div class=\"InlineVideo-wrapper\">\n<div class=\"InlineVideo-inlineThumbnailContainer\"><img decoding=\"async\" class=\"InlineVideo-videoThumbnail\" src=\"https:\/\/www.businesstelegraph.co.uk\/wp-content\/uploads\/2024\/08\/Tim-Walz-vs-JD-Vance-What-the-2024-presidential-running.jpg\" alt=\"Kamala Harris picks Minnesota Governor Tim Walz as running mate\"\/><span class=\"InlineVideo-videoButton\"\/><span\/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>Vance does seem to approve of loan forgiveness in extreme cases. In May, he\u00a0<a href=\"https:\/\/www.coons.senate.gov\/news\/press-releases\/senator-coons-colleagues-introduce-domenic-and-eds-law-to-address-student-loan-debt-for-parents-of-children-who-become-disabled\" target=\"_blank\" rel=\"noopener\">helped introduce legislation<\/a>\u00a0that would excuse parents from student loans they took on for a child who became permanently disabled.<\/p>\n<p>Jane Fox, chapter chair of the Legal Aid Society Attorneys union, UAW local 2325, said it was hypocritical and incorrect of Vance to frame debt relief as a benefit to those who are well off.<\/p>\n<p>&#8220;Student debt forgiveness is a working-class issue,&#8221; Fox said. &#8220;Those in the 1% who went to elite institutions and then worked in private equity as Senator Vance did rarely need debt relief.&#8221;<\/p>\n<p>Vance&#8217;s campaign did not respond to CNBC&#8217;s request for comment.\u00a0 \u00a0<\/p>\n<p>Meanwhile, Walz, a former school teacher, has supported programs to alleviate the burden of student debt on people, said higher education expert Mark Kantrowitz.<\/p>\n<p>He signed a <a href=\"https:\/\/mnnurses.org\/issues-advocacy\/issues\/top-legislative-issues\/2023-legislative-session-recap\/nurse-and-patient-safety-act-of-2023\/\" target=\"_blank\" rel=\"noopener\">student loan forgiveness program for nurses<\/a> into law in Minnesota, Kantrowitz said, as well as <a href=\"https:\/\/www.ohe.state.mn.us\/Documents\/Legislative%20Session\/\/2023\/Higher%20Ed%20Leg%20Fact%20Sheet%202023_ADA.pdf\" target=\"_blank\" rel=\"noopener\">a free tuition initiative for low-income students<\/a>.<\/p>\n<p>&#8220;As my daughter prepares to head off to college next year, affordability and student loan debt are at the front of our minds,&#8221; Walz <a href=\"https:\/\/www.facebook.com\/WalzforGovernor\/photos\/as-my-daughter-prepares-to-head-off-to-college-next-year-affordability-and-stude\/10156343515602034\/\" target=\"_blank\" rel=\"noopener\">wrote<\/a> on Facebook in 2018. &#8220;Every Minnesotan deserves a shot at a great education without being held back by soaring costs and student loan debt.&#8221;<\/p>\n<\/div>\n<\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><br \/>\n<br \/><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block; text-align:center;\"\r\n     data-ad-layout=\"in-article\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-client=\"ca-pub-8162386273903324\"\r\n     data-ad-slot=\"7859258044\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><br \/>\n<br \/><a href=\"https:\/\/www.cnbc.com\/2024\/08\/10\/tim-walz-vs-jd-vance-vp-picks-for-your-wallet.html\">READ SOURCE<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Democratic vice presidential candidate and Minnesota Governor Tim Walz (L), and Republican Vice Presidential candidate Sen. JD Vance (R-OH). Getty Images Housing Affordable housing is an important topic for many Americans and both Walz and Vance have addressed the issue. In May 2023, Walz signed housing legislation that included $200 million in down payment assistance. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1338659,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_oct_exclude_from_cache":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-1338658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tim Walz vs. JD Vance: What the 2024 presidential running mates could mean for your wallet - Business Telegraph<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cnbc.com\/2024\/08\/10\/tim-walz-vs-jd-vance-vp-picks-for-your-wallet.html\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tim Walz vs. JD Vance: What the 2024 presidential running mates could mean for your wallet - Business Telegraph\" \/>\n<meta property=\"og:description\" content=\"Democratic vice presidential candidate and Minnesota Governor Tim Walz (L), and Republican Vice Presidential candidate Sen. 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JD Vance (R-OH). Getty Images Housing Affordable housing is an important topic for many Americans and both Walz and Vance have addressed the issue. In May 2023, Walz signed housing legislation that included $200 million in down payment assistance. 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