The last one year has been exciting and challenging for fixed-income investors. While interest rates are on an uptick and have been hiked on small savings and fixed deposits, indexation benefits have been taken away from debt mutual funds, leading to higher tax payments. In this scenario, many investors, especially those in the highest tax bracket, are likely to rework their fixed-income portfolios in this financial year. ET takes a look at available options for fixed-income investors, what they can earn and how these products stack up for liquidity.