–Rupesh Masand
Here are our recommended large cap schemes: Best large cap funds
Large cap funds are typically recommended to investors with a conservative risk profile. In other words, these schemes are recommended to investors looking for schemes to build wealth without taking too much risk and volatility. If you fit the profile, you may invest in these schemes. Since you said you have a moderate risk profile, make sure you are okay with the low risk and probably lower returns. Flexi cap schemes are recommended to moderate risk-takers. Moderate risk takers can afford to take more risk than a conservative investor. That is why flexi cap schemes that can invest across market capitalisations and sectors are recommended to these investors. These schemes are more risky than large cap schemes. They also have the potential to offer higher returns. Here are our recommendations: Best flexi cap funds
A word of caution: if you are not clear about mutual fund basics, seek the help of mutual fund advisors. Direct investments are meant for experienced investors with adequate knowledge and experience. New investors should always invest via experienced advisors. They should gain experience and knowledge before handling their investments on their own.