The bank has reduced interest rate by 25 basis points (bps) on tenure of 1 Year 7 months up to 2 Years from 7.75 to 7.50 percent for general citizens.
The bank now offers an interest rate of 3.50 per cent on FDs with maturities between 7 days to 30 days. For FDs maturing between 31 and 45 days, the bank offers an interest rate of 4 per cent. For FDs maturing between 46 and 60 days, the bank offers an interest rate of 4.5 per cent. For fixed deposits maturing in 61 and 90 days, the bank offers an interest rate of 4.6 per cent.
IndusInd Bank offers an interest rate of 5 per cent for FDs maturing between 91 and 120 days. For FDs maturing between 121 and 180 days, the bank offers an interest rate of 5 per cent. After the revision, the bank offers an interest rate of 5.85 per cent on FDs maturing between 181 to 210 days. The bank offers an interest rate of 6.10 per cent for FDs maturing between 211 and 269 days. IndusInd Bank offers an interest rate of 6.35 per cent for deposits maturing between 270 and 364 days.
The bank now offers an interest rate of 7.50 per cent on fixed deposits maturing between one year and two years. For FDs maturing in more than two years and three years and three months, the bank offers an interest rate of 7.25 per cent. For FDs maturing in three years and three months and less than 61 month, IndusInd bank offers an interest rate of 7.25 per cent. For FDs maturing in more than 61 months, the bank will offer an interest rate of 7 per cent.
Latest IndusInd FD interest rates
| General citizens | Senior citizens | |
| Tenure | Rate | Rate |
| 7 days to 14 days | 3.5 | 4.25 |
| 15 days to 30 days | 3.5 | 4.25 |
| 31 days to 45 days | 3.75 | 4.5 |
| 46 days to 60 days | 4.25 | 5 |
| 61 days to 90 days | 4.6 | 5.35 |
| 91 days to 120 days | 4.75 | 5.5 |
| 121 days to 180 days | 5 | 5.75 |
| 181 days to 210 days | 5.85 | 6.6 |
| 211 days to 269 days | 6.1 | 6.85 |
| 270 days to 354 days | 6.35 | 7.1 |
| 355 days to 364 days | 6.35 | 7.1 |
| 1 Year to below 1 Year 6 Months | 7.5 | 8.25 |
| 1 Year 6 Months to below 1 Year 7 Months | 7.5 | 8.25 |
| 1 Year 7 months up to 2 Years | 7.5 | 8.25 |
| Above 2 Years up to 2 Years 1 Month | 7.25 | 8 |
| Above 2 Years 1 Month to below 2 years 6 Months | 7.25 | 8 |
| 2 years 6 Months to below 2 years 9 Months | 7.25 | 8 |
| 2 years 9 Months to 3 years 3 months | 7.25 | 8 |
| Above 3 years 3 months to below 61 month | 7.25 | 8 |
| 61 month and above | 7 | 7.75 |
| Indus Tax Saver Scheme (5 years) | 7.25 | 8 |
Senior citizens FD rates
Bank offers additional 0.75% over and above card rates applicable for Term Deposits of Senior Citizens for value below Rs 2 crore.
