personal finance

HDFC Bank launches virtual credit card: Up to 5% cashback, Rs 500 annual fee; check all features



HDFC Bank has launched a new digital credit card called Pixel Play Credit Card that allows allows you to customize benefits to fit your lifestyle and select merchants of your choice to earn cashback, choose card design, and select your preferred billing cycle date.

Here is a look at important features of HDFC Bank’s Pixel Play Credit Card, as per the HDFC Bank website.

PayZap
The customer will be onboarded for the credit card via PayZapp where they will receive an instant digital credit card. They can digitally manage the PIXEL Play credit card from PayZapp. One can access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, etc.

How to apply
It is 100% digital. No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.
You can easily apply for the PIXEL Play Credit Card by following the steps below:

Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
Step 2: Click on the ‘Apply Now for PIXEL Play’ banner on the PayZapp homepage.

HDFC Bank Pixel Play Credit Card Rewards

  • 5% Cashback on choice of any two packs
  • – Dining & Entertainment Category – BookMyShow & Zomato
  • – Travel Category – MakeMyTrip & Uber
  • – Grocery Category – Blinkit & Reliance Smart Bazaar
  • – Electronics Category – Croma & Reliance Digital
  • – Fashion Category – Nykaa & Myntra
  • 3% Cashback on choice of any one E-commerce merchant
  • – Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
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Zero lost card liability

If you unintentionally misplace your PIXEL Play Credit Card, you have no responsibility for any fraudulent purchases made using your credit card as long as you report it immediately to our 24-hour call centre.

How to redeem Pixel CashPoints
The rewards area of the Pixel Homepage in Payzapp makes it simple to handle cashback, which will be credited as Pixel CashPoints.

Once you’ve earned 1000 Pixel CashPoints, you can simply redeem them in the PayZapp Wallet to buy the brand vouchers of your choice online using PayZapp.

Fees and charges
The cost to join or renew a membership is Rs 500 plus any applicable taxes. By spending Rs 20,000 within 90 days after issue, you can waive the membership cost. If you spend Rs 1 lakh or more in the year before, the renewal membership charge is waived for the next year.

Who can apply
For Salaried

  • Age: Min 21 yrs & Max 60 Yrs
  • Income: Gross Monthly Income > Rs 25,000

For Self Employed

  • Age: Min 21 yrs & Max 65 Yrs
  • Income: ITR > Rs 6.0 Lakhs per annum

Contactless Payment
Swipe to Pay
PIXEL Play Credit Card lets you make E- commerce transactions effortlessly with – Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.

Tap & Pay
PIXEL Play Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.

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