Almost 200 bank branches are set to close this year as lenders continue withdrawing from the High Street.
Data from consumer champion Which? shows 5,791 branches have shut for good since January 2015, at a rate of around 54 each month.
There are already 189 bank closures scheduled for 2024. This includes 60 already announced by Lloyds, while Halifax will shut 47 branches and 34 from Barclays will go.
Bank of Scotland (BoS) is closing 16 sites, NatWest will shut 21, Ulster Bank will close ten locations and Royal Bank of Scotland will shut one.
As more people use online banking, fewer people are going into branches.
Banks have reduced branch networks for years in an attempt to drive down costs, but the rate has grown with the increased uptake of digital alternatives.
This is the full list of bank branches closing in 2024:
Bank of Scotland
- 816 Govan Road, Govan, Scotland – 09/01/2024
- Brodick, Isle of Arran, Scotland – 31/01/2024
- 42 Stuart Street, Millport, Scotland – 20/02/2024
- Main Street, Tarbert, Isle Of Harris, Scotland – 22/02/2024
- Lochmaddy, Isle Of North Uist, Scotland – 26/02/2024
- 174 Byres Road, Glasgow, Scotland – 21/03/2024
- Harbour Street, Tarbert, Scotland – 29/04/2024
- Shore Street, Bowmore, Scotland – 08/05/2024
- 40 High Street Jedburgh, Scotland – 20/05/2024
- 17 Dalrymple Street, Girvan, Scotland – 20/05/2024
- 95 High Street, Dunbar, Scotland – 21/05/2024
- Main Road, Aviemore, Scotland – 21/05/2024
- The Cross, Cupar, Scotland – 29/05/2024
- 43/45 Townhead Street, Cumnock, Scotland – 29/05/2024
- 1 Galvelmore Street, Crieff, Scotland – 29/05/2024
- Shore Road, Kilcreggan, Scotland – 15/08/2024
If someone’s local branch is closing, they can do some basic cash or counter services at their nearest Post Office – for example, if they need to pay in cash and cheques, make withdrawals and check their balance.
Most major banks also now run pop-up branches or vans, but they’ll need to check online to see when one is due to visit their town.
More banking hubs are also due to open across the UK – these are where banks use a shared space on the high street, with each lender taking it in turns to occupy the space each day.
