personal finance

Digital Life Certificate: 7 ways pensioners can submit annual life certificate (Jeevan Pramaan Patra) online


The annual life certificate, or Jeevan Pramaan Patra, is required to be filed by November 30, 2022, for individuals receiving government pensions. A pensioner can submit their yearly life certificate in six different methods. Pensioners have access to the Digital Life Certificate (Jeevan Pramaan), a digital service with biometric assistance. Rather than going to the disbursing agency’s office to provide a physical life certificate, they can generate DLC using the Aadhaar-enabled biometric authentication approach.

Here are different ways to submit life certificate online.

Aadhaar based Digital Life Certificate
The government of India introduced “Jeevan Pramaan” on November 10th, 2014, a “Aadhaar based Digital Life Certificate” for pensioners.

Pensioners can use their Aadhaar number and other pension information related to their pension bank account to biometrically authenticate their life certificates in real time by visiting a nearby CSC centre, Bank Branch, or any Government office whose details are provided under “locate centre” on jeevanpramaan.gov.in.

The transaction id will be provided in a text message sent to the pensioner’s mobile device following the successful submission of the digital life certificate. With the help of this transaction id, pensioners can download a computer-generated life certificate for their records at jeevanpramaan.gov.in.

The digital life certificate given by the pensioner can only be confirmed when pensioners’ accounts are seeded with their Aadhaar Number because the entire procedure is essentially Aadhaar based.

How to submit life certificate through Jeevan Pramaan Portal
How to file a life certificate via the Jeevan Praman Portal
Pensioners can electronically submit their life certificates through the Jeevan Pramaan Portal. A pensioner must download the Jeevan Pramaan app from the portal. Additionally, a pensioner must submit their fingerprints using the tools required by UIDAI. To connect a fingerprint reader to a smartphone, utilise an OTG cable. There is a list of UIDAI-mandated devices on the Jeevan Pramaan website.

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How to submit life certificate through face authentication
Pensioners can also submit Life Certificates via the UIDAI Aadhaar-based Face Authentication technology method. By capturing a live snapshot of the retiree and uploading it online to the Jeevan Pramaan mobile application, a Digital Life Certificate can be produced using any Android-based smartphone.

How to submit life certificate through postman at home
In November 2020, the Ministry of Electronics and Information Technology (Meity) and the Department of Posts jointly introduced the Doorstep Service for submission of the Digital Life Certificate via Postman. A pensioner will need to download the Postinfo App from Google Playstore in order to submit a life certificate utilising this service.

How to submit life certificate through India Post Payments Bank (IPPB)
The “Doorstep Service for Submission of Digital Life Certificate by Postman” initiative, created by the India Post Payments Bank (IPPB) of the Department of Posts and Meity, was successfully introduced by the Department of Pension & Pensiöners’ Welfare in November 2020. To use this feature on a mobile device, a pensioner must download the “Postinfo APP” from the Google Play store. IPPB is utilizing its national network of Postmen & Gramin Dak Sevaks with smart phones and biometric devices to provide Doorstep Banking Services for generation of Digital Life Certificates.

How to submit life certificate signed by designated official
Personal presence is not required if a pensioner submits a life certificate form that has been signed by a “designated official”. A pensioner who submits a life certificate in the necessary format and with the required signatures is excused from attending in person, according to paragraph 14.3 of the CPAO-issued Scheme Booklet.

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How to submit life certificate through doorstep banking
The Alliance, which is made up of 12 public sector banks and offers “Doorstep Banking” to its customers in 100 major cities around the country, is another source for door-to-door banking services. Under the doorstep banking, PSB Alliance is offering the service for collecting life certificates. To deliver the service, a DSB representative will knock on the pensioner’s door. Using one of the three available channels, such as a mobile app, a website, or a toll-free number, the retiree can schedule a service.



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