So, this Father’s Day, take a pledge to prioritise your own health for your own and your family’s sake and opt for a comprehensive family health insurance plan for the preventive healthcare needs of dependent spouse and children.
On one hand, a health insurance plan for your family could go a long way to ensure that your loved ones have access to quality healthcare including timely medical attention/intervention, preventive care, optimal maternal and child care, and support for elderly parents as they navigate the ageing process. On the other hand, a comprehensive family health insurance coverage will safeguard the well-being and financial stability of the family unit as a whole, especially the evolving healthcare needs of your growing family, in addition to helping you beat medical inflation/high costs of healthcare.
This is especially true given how parents, and the elderly population, in general, require timely and routine medical intervention, care, and a robust support system owing to underlying conditions and fluctuating health parameters.
Opting for a well-rounded, flexible, modern, personalised and top-tier health insurance policy will safeguard your own healthcare needs as an individual, with your own share of responsibilities and a growing definition of family.
Several were reminded of this importance of health and the grim reality of the fragility of human life, especially that of family members during COVID-19. As the pandemic exposed the fault lines in an overburdened healthcare system, several also struggled owing to a lack of health insurance.Indeed, family is the rock-solid foundation of an individual’s life, and with lingering traces of the pandemic, the need for a family health insurance plan couldn’t be stressed more. Cutting across boundaries of cultures, geographies, and language, one would agree that the health, security, and well-being of family members, be it parents, spouse and children, means the world to a person.Towards an infinity of health insurance
This makes the need for a comprehensive family health insurance plan both compelling and rewarding. One such well-rounded plan is the Reliance Health Infinity Insurance.
Indeed, the first-of-its-kind premium health insurance product—Reliance Health Infinity Insurance—from Reliance General Insurance, one of India’s leading private general insurance companies, offers limitless benefits: High sum insured up to ₹5 crores; emergency and planned global treatments; OPD consultations expenses; medical equipment expenses; maternity cover – up to ₹1 Lakh / ₹2 lakhs with 1 year / 2 years waiting period and separate new-born coverage up to ₹1 lakh; change in pre-existing diseases (PED) waiting period from 3 years to 4 years or 2 years or 1 year, among others.
With advances in medical science, increased life expectancy, and several cutting-edge treatments are now available to cure diseases considered incurable in the past, it’s a good time to feel positive about health. However, such treatments come at a high price and high medical inflation makes accessibility and affordability a huge concern. No wonder health insurance coverage offering higher sum insured to deal with rising medical costs is gaining in popularity.
Reliance Health Infinity Insurance seeks to address the evolving and specialised medical requirements and preferences of today’s aspiring, affluent or elite customers, who are risk-averse, cognisant, and want unlimited benefits in their health policy.
The policy is available in individual and family floater (up to 8 members) category and offers a broad range of sum-insured options starting from ₹5 lakhs and going up to ₹5 crores. Children above 90 days of age and adults between the age of 18 to 65 years are covered in this policy.
Additionally, new-born babies are covered under ‘Mother & Child Care’ benefit. The basic plan of Reliance Health Infinity Insurance is well-rounded and provides coverage against critical expenses such as organ donor; pre-and-post hospitalisation; day-care procedures; emergency ambulance; and special treatments.
What’s more, the policy has also introduced smart discounts such as: Credit score-based (first in the country); BMI- (Body Mass Index)-based and Stay Healthy discount to reward customers for staying fit both financially and physically.
In the company’s endeavour to promote the special needs of women, the policy offers a 5% discount for insuring a girl child in the family floater policy and another 5% discount if the proposer is a female. Moreover, customers can get a 10% discount just by purchasing the policy online.
Here’s a look at some of the standout benefits of Reliance Health Insurance Policy:
- More Global: To help you prepare for any healthcare emergency, Reliance Health Infinity Insurance plan offers global coverage, covering global emergency hospitalisation and day-care treatment of up to 100% of sum insured, within SI sub-limit of Rs. 50 lakhs. This means, you can seek medical help in case of an emergency without having to worry about high treatment costs.
- More Time: In the case of most health insurance plans , you get a standard cover of around 12 to 24 months. However, Reliance Health Infinity Insurance Plan gives you the opportunity to extend your policy cover to 13 months, if the plan is for 1 year, and to 26 months, if the policy period is for two years.
- More Cover: The Reliance Health Infinity Insurance offers coverage of up to ₹5 crore as SI, and gives users the additional benefit of adding ₹ 1 to 1.5 crore cover to the existing SI, taking the total SI up to ₹6.5 crore.
- Mother and Child Care: Covers maternity expenses (normal and C-section) for ₹1 lakh or ₹2 lakhs depending on the coverage opted; maternity waiting period of only 1 or 2 years as per selection; covers your newborn baby and their vaccination expenses for ₹1 lakh.
As stated above, if you are a father it’s time to start caring for your own and your family’s health and well-being. And what could be a better way to invest in this sentiment if not buying a family health insurance plan?
To check more information about the policy, visit here.
