With the weather improving, many classic car owners will be able to get back on the road with their historic vehicles and maybe even make improvements to their prized possessions.
However, Julie Daniels, expert at Comparethemarket, warned classic car owners to ensure they are fully covered when it comes to historic vehicle insurance.
She said: “To get a good deal on your car insurance, it is worth considering an annual limited mileage amount, as this will often result in a discount on your premium.
“However, be sure to set a mileage limit that is sufficient for your needs to avoid the risk of invalidating your cover.
“Increasing the security of your vehicle by installing an alarm and a tracking device can also cut insurance costs.”
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Tyres
Owners of classic cars could be hit with a huge fine worth £2,500 and receive three points on their licence for driving in a dangerous condition if there are issues with their tyres.
Because of the age of some vehicles, the original tyres on a classic car may not comply with modern safety standards.
This requires tyres to have a minimum tread depth of at least 1.6mm, with older tyres more likely to have defects, making them more unsafe.
Modifications
Although classic cars are normally treated with great care and attention, they can sometimes suffer wear and tear given their age and need repairs more often.
Failing to properly fix any faults with their car could make driving more dangerous and lead to a fine of £2,500 and points on their licence.
Julie Daniels added: “It’s also worth re-considering any plans you might have to modify your classic car, as not only do some insurance companies refuse to cover modified vehicles, those that do will often charge more for insurance premiums.”
Seatbelts
Seatbelts were only made mandatory in cars in 1968, with cars made before that date likely not having one. If the car does not have one, they are not required to wear one, according to the Highway Code.
However, it is illegal for these vehicles to carry any children under the age of three, and any children over three must sit in the back. Drivers can be fined £500 for violations.
Even minor modifications, like adding a seatbelt or an exhaust, must be disclosed to the insurer to prevent them from having their insurance invalidated.
