I have gone through several threads and hit a roadblock, hence l decided to start a new thread. I have tried most recommendations as follows:
1. Ensuring the right region on both the watch and phone.
2. Logging into and out of Apple ID
3. Unpairing and repairing the watch
4. Deleting the Apple Pay app on the watch and reinstalling it.
5. Formatting the phone.
6. Changing cards
My watch series is 4 and an iPhone 12 ProMax both running the latest software versions. I used to use Apple Pay without issues on the SE 1 version but for some reason on the series 4, it’s not working. On the other hand, I can successfully use Apple Pay on my phone. When l attempt to add the existing cards to the watch l get the error: 
The card is available on the phone as shown below: 
Does anyone with any hints on how l can fix this issue?
