60% of women-led businesses see over 10% revenue boost post securing loans: Indifi

New Delhi: Indifi Technologies, a leading digital lending platform has released its latest findings from its user database, just ahead of International Women’s Day, highlighting a remarkable trend that nearly 60% of female entrepreneurs who secured business loans from the platform witnessed a more than 10% uptick in their revenue before the end of their loan tenure.

The findings also highlight a compelling trend of women entrepreneurs from tier-2 cities and beyond increasingly seeking business loans. Since the company’s inception in 2015, women borrowers in these regions accounted for just 12.5% of total disbursals. However, this number has seen a remarkable rise over the years, reaching 37% in 2024, highlighting the growing financial inclusion and accessibility of credit for women-led businesses beyond metro cities.

Alok Mittal, Co-founder & MD, Indifi Technologies, said, in a statement, “Our commitment to supporting women entrepreneurs and bridging the financial gap for women-businesses remain steadfast. It is incredibly encouraging to see that nearly 60% of these businesses achieve over 10% revenue growth after securing a loan. This is clear proof of how access to the right financial support can drive real impact. This growth speaks to the resilience, ambition, and potential of women entrepreneurs across the country. As more women embrace digital lending to scale their businesses, we are excited to support them on their journey and see this momentum continue to build.”

The findings also highlight the following insights:
-70% of women entrepreneurs taking loans are in the 30-50 age bracket, emphasizing how financial independence is actively pursued during peak professional years.
– A steady rise in repeat borrowing among women entrepreneurs, signifying sustained business expansion and growing trust in formal credit channels
-Among Indifi’s women borrowers, 54% of businesses have a vintage of less than three years, with 60% of them being first-time borrowers, underscoring Indifi’s ability to support startups and early-stage entrepreneurs who may struggle to secure funding from traditional lenders that require three plus years off operational history.

To date, Indifi has disbursed over 22,500 loans worth over INR 1650 Crs to women borrowers, with the top sectors led by women entrepreneurs including restaurants, services, textiles & ready-made garments, and FMCG & household products, highlighting the diverse industries benefiting from accessible financing.